merchant cash advance

A merchant cash advance is a financial arrangement where a business receives a lump sum of money upfront from a lender in exchange for a percentage of its future credit card sales or daily revenue. Instead of traditional loans with fixed payments, the repayment amount fluctuates based on the business’s sales volume, making it flexible. This can help businesses access quick capital for growth or expenses, but it often comes with higher costs and must be carefully considered against traditional financing options.