Mental Health Parity and Addiction Equity Act (MHPAEA)

The Mental Health Parity and Addiction Equity Act (MHPAEA) is a U.S. law designed to ensure that insurance coverage for mental health and substance use disorders is at least as comprehensive as coverage for physical health conditions. It prevents insurance companies from placing stricter limits, such as higher co-pays or fewer visits, on mental health services compared to medical care. This legislation aims to promote equal treatment for individuals seeking help for mental health issues and substance use disorders, recognizing their importance in overall health.