Mental Health Parity Act

The Mental Health Parity Act is a law that requires health insurance plans offering mental health coverage to provide benefits that are comparable to physical health coverage. This means insurers cannot impose higher deductibles, copayments, or limits on mental health services than they do for medical or surgical care. The goal is to ensure that mental health treatment is accessible and treated equally to physical health, reducing barriers and encouraging individuals to seek necessary mental health support without financial discrimination.