mental health insurance coverage

Mental health insurance covers treatments for mental health conditions, including therapy, medication, and hospital stays. It typically applies to conditions like anxiety, depression, or bipolar disorder. Most plans have a network of approved providers, and coverage may require a copayment or deductible. Some plans limit the number of sessions or specify certain treatments. Recent laws have improved access and reduced out-of-pocket costs, emphasizing the importance of mental health. It’s important to review your specific policy to understand what services are covered, any restrictions, and how to access care effectively.