Membership Rewards program terms

The Membership Rewards program is a points-based system where you earn points for using your credit card on eligible purchases. These points can be redeemed for travel, gift cards, statement credits, or other rewards, often offering better value than direct cash equivalents. The program has specific rules about earning and redeeming points, such as earning rates, blackout dates, and expiration periods. Membership Rewards also offers options like transferring points to airline or hotel partners for more flexible or valuable redemption options. It's designed to reward cardholders for their spending while providing multiple ways to use accumulated points effectively.