Medicare Part B

Medicare Part B is a part of the U.S. Medicare program that helps cover outpatient medical services. This includes doctor visits, preventive care, lab tests, and certain medical equipment. Unlike Part A, which covers hospital stays, Part B requires a monthly premium. Patients typically pay 20% of the Medicare-approved amount for services after a deductible is met. It’s designed to assist seniors and certain individuals with disabilities in managing their healthcare needs while providing essential medical coverage. Enrollment usually begins when individuals turn 65 or when they qualify due to a disability.