Medicare guidelines

Medicare is a federal health insurance program primarily for people aged 65 and older, and some younger individuals with specific conditions. It covers hospital stays (Part A), outpatient care and services (Part B), and you can add prescription drug coverage (Part D). Most people pay premiums, deductibles, and co-pays, but coverage and costs vary based on the plan and services used. To qualify, you need to meet certain age or disability criteria. It's important to review your options annually, understand what is covered, and consider additional coverage like Medigap policies for extra protection.