Medicare and Medicaid Programs

Medicare and Medicaid are U.S. government programs that provide healthcare coverage. Medicare primarily serves people aged 65 and older, as well as some younger individuals with disabilities, helping pay for hospital and medical expenses. Medicaid offers health coverage to low-income individuals and families, including children, pregnant women, and the disabled. Funded jointly by federal and state governments, these programs aim to improve access to healthcare for vulnerable populations. While Medicare generally offers standard coverage with some out-of-pocket costs, Medicaid varies by state and may include additional benefits. Both programs play a crucial role in the U.S. healthcare system.