marketplace insurance

Marketplace insurance refers to health insurance plans offered through government-established online platforms, like HealthCare.gov or state-based exchanges. These marketplaces allow consumers to compare different plans based on coverage, costs, and providers, making it easier to find a plan that fits their needs. Often, eligible individuals can receive financial assistance or subsidies to make coverage more affordable. Enrollment is typically held during specific periods, and plans must meet certain standards for coverage and quality. Overall, marketplace insurance provides a transparent, accessible way for many Americans to obtain health coverage, especially those who do not get insurance through their employer or government programs.