low-cost investing

Low-cost investing refers to strategies that minimize expenses associated with buying and holding investments, such as stocks or bonds. This approach often involves using index funds or exchange-traded funds (ETFs) that track market indices rather than picking individual stocks. By keeping fees low—often through management fees or expense ratios—investors can retain a larger portion of their returns over time. The goal is to achieve market-average performance while avoiding high costs that can erode profits. Low-cost investing is a practical and effective way for individuals to grow their wealth steadily over the long term.