Long-Term Care Policies

Long-term care policies are insurance plans that help cover the costs of extended assistance with daily activities, such as bathing, dressing, or moving around, typically due to aging, illness, or disability. They provide financial support for services not usually covered by health insurance or Medicare, including care at home, in assisted living facilities, or nursing homes. These policies offer peace of mind by reducing the financial burden of ongoing care and ensuring access to necessary support services when needed. It’s important to review coverage options, benefits, and costs before purchasing a policy.