Long-Term Care (LTC)

Long-term care (LTC) refers to a range of services designed to support individuals who have difficulty performing everyday activities like bathing, dressing, or eating due to aging, illness, or disability. These services can be provided at home, in community settings, or in specialized facilities such as nursing homes. LTC includes personal assistance, medical care, and support to help individuals maintain independence and quality of life. It is often ongoing and tailored to each person's needs, with coverage typically paid through a combination of personal savings, insurance, or government programs.