liability insurance policies

Liability insurance provides financial protection when you are responsible for causing injury or damage to others or their property. It covers legal costs, medical expenses, and settlements, helping prevent large out-of-pocket expenses. This type of insurance is common in auto, home, and business policies, ensuring that if an accident or mistake occurs where you are at fault, your insurance helps handle the financial burden. Essentially, liability insurance protects your assets and peace of mind by sharing the costs associated with legal or compensation claims arising from your actions.