Legacy of redlining

Redlining refers to the discriminatory practice, popular in the mid-20th century, where banks and insurers marked minority neighborhoods as high-risk, denying residents access to mortgages and insurance. This resulted in systemic racial segregation and economic disadvantage, as communities of color were deprived of investment and resources. The legacy of redlining persists today, contributing to wealth disparities, limited access to quality education and healthcare, and ongoing segregation. It has created lasting impacts on homeownership rates and community development, reflecting historical inequities that continue to affect generations. Addressing these issues requires acknowledging past injustices and pursuing equitable policies.