Land charges

Land charges are legal claims or encumbrances that affect a property's title, indicating that there are restrictions or obligations linked to the land. They can include mortgages, unpaid taxes, rights of way, or other legal rights that impact the property's use or transfer. Essentially, a land charge acts as a notice to prospective buyers or lenders that certain conditions or debts are associated with the land, ensuring transparency and protecting the interests of parties involved. When a land charge is registered, it must be addressed or cleared before the property can be freely bought or sold.