Krankenversicherung

Krankenversicherung, or health insurance, is a system that covers medical expenses when you get sick or need healthcare. It helps pay for doctor visits, hospital stays, medicines, and preventive care, reducing out-of-pocket costs. In Germany, it’s usually mandatory, with individuals either part of public (statutory) insurance or private plans. Contributions are generally based on income or risk factors. Having health insurance ensures access to necessary medical services and provides financial protection against high healthcare costs, promoting overall well-being and security in health matters.