Kiva (microfinance organization)

Kiva is a nonprofit organization that connects people worldwide through small loans, called microfinance, to entrepreneurs and small businesses in underserved communities. Individuals can lend money—often small amounts—to help others start or expand their enterprises, such as farming, retail, or crafts. These loans promote financial inclusion, empowering people to improve their livelihoods and communities. Kiva verifies borrowers and facilitates repayments, allowing lenders to track how their funds are used and repaid. Essentially, Kiva bridges the gap between lenders and borrowers, fostering economic development through a transparent, community-driven platform.