Kisan Credit Card Scheme

The Kisan Credit Card (KCC) Scheme is a financial initiative by the Indian government to provide farmers with affordable credit for their agricultural needs. It offers farmers a revolving credit limit to fund activities like crop cultivation, purchase of inputs, and other farm-related expenses. The scheme aims to ensure timely access to funds, reduce dependency on informal lenders, and improve farm productivity. KCCs are linked to the farmer’s bank account and often come with lower interest rates and flexible repayment options, helping farmers manage their finances more efficiently and sustainably.