Kisan Credit Card (KCC)

The Kisan Credit Card (KCC) is a financial product designed to support farmers by providing them with easy access to credit for their agricultural needs. It functions like a bank debit card linked to a credit limit, enabling farmers to purchase seeds, fertilizers, and other inputs, or to avail short-term loans for crop cultivation and income generation. The scheme simplifies borrowing, offers competitive interest rates, and aims to improve farmers’ financial stability by ensuring timely funds, reducing reliance on informal lenders, and promoting sustainable agricultural practices.