Kisan Credit Card

The Kisan Credit Card (KCC) is a financial tool provided by Indian banks to farmers. It offers them easy access to credit for their agricultural needs, such as buying seeds, fertilizers, or equipment, and for other related expenses. The card simplifies borrowing by providing a predetermined credit limit based on the farmer’s requirements and repayment capacity. It helps farmers manage cash flow, reduce dependence on informal lenders, and improve productivity. The KCC promotes financial inclusion and aims to support the livelihood of farmers through timely and affordable credit access.