Italian banking system

The Italian banking system consists of a mix of local and international banks that provide financial services such as savings accounts, loans, and investments. It is regulated by the Bank of Italy, which ensures stability and proper functioning. Banks in Italy play a central role in the economy by channeling funds from savers to borrowers, including individuals, businesses, and government entities. The system includes major banks like UniCredit and Intesa Sanpaolo, with a focus on managing credit risk, maintaining liquidity, and complying with European Union regulations. This framework supports economic growth while safeguarding financial stability.