ISO Property Insurance

ISO Property Insurance refers to coverage provided by Insurance Services Office (ISO), which standardizes policy language and guidelines for property insurance policies. It helps ensure consistency in what is covered, such as damage from fire, storms, theft, or vandalism, and specifies terms and conditions for claims. By using ISO forms, insurers and policyholders have a clear, common understanding of coverage scope, exclusions, and responsibilities, leading to more predictable and transparent insurance agreements. This standardization supports efficient communication, underwriting, and claims processing across the industry.