Investment Policy Statements

An Investment Policy Statement (IPS) is a document that outlines an investor’s financial goals, risk tolerance, and guidelines for managing investments. It sets clear objectives, such as income needs or growth targets, and describes the types of investments to be used, how often they will be reviewed, and rules to keep the portfolio aligned with the investor’s needs. Essentially, the IPS serves as a roadmap to help ensure investment decisions are consistent with your personal financial plan, providing clarity and discipline even during market ups and downs.