Insurers

Insurers are companies that provide financial protection by offering insurance policies. When you pay them a premium, they agree to cover certain costs or losses you might face, such as accidents, health issues, or property damage. In return, they assume financial responsibility, helping you avoid significant expenses. Insurers assess risks to determine policy terms and pricing, aiming to balance coverage affordability with financial stability. Their goal is to manage risk collectively, ensuring they can support policyholders when needed while remaining financially viable.