insurance claim

An insurance claim is a formal request made to an insurance company after experiencing a loss or damage that is covered by your policy. It involves providing details and proof of the incident, such as photos or reports, so the insurer can evaluate the claim. If approved, the insurer may pay for repairs, replacement, or other expenses up to the policy’s limits. Claims help policyholders recover financially from unexpected events like accidents, theft, or natural disasters, ensuring they are supported during difficult times while maintaining the terms of their insurance agreement.