Insurance Capital Standard

The Insurance Capital Standard (ICS) is a global benchmark designed to ensure insurance companies maintain enough financial resources to meet their obligations and stay stable during economic stresses. It provides a consistent way to measure the financial health of insurers across different countries, promoting stability and confidence in the insurance industry. By setting a common standard, regulators can better monitor insurers’ resilience, reducing the risk of insolvency and protecting policyholders worldwide. The ICS helps balance the needs for adequate capital with the operational flexibility insurers require to serve their customers.