individual disability insurance

Individual disability insurance is a type of insurance that provides financial support to individuals who become unable to work due to an illness or injury. If you pay for this insurance, it will typically replace a portion of your income—often around 60-70%—if you cannot perform your job for a certain period. This coverage can help pay for living expenses, medical bills, and other costs during your recovery. It's essential for protecting your financial stability, particularly if you rely on your earnings for daily life and long-term goals.