individual and family plans

Individual plans provide health insurance coverage for a single person, tailoring benefits and premiums to their specific needs. Family plans, on the other hand, cover multiple members, such as a spouse and children, under one policy, often at a lower overall cost than individual plans for each person. Both types of plans typically include key healthcare services, but family plans are designed to accommodate the health needs of everyone in the household, offering broader coverage options and simplifying administration by managing everyone’s benefits within a single policy.