Index fund investing

Index fund investing involves putting your money into a fund that aims to replicate the performance of a specific market index, such as the S&P 500. Instead of picking individual stocks, you buy a diversified basket of securities that mirror the index. This approach offers broad market exposure, typically lower fees, and reduced risk compared to individual stock investing. Over time, index funds tend to provide steady, long-term growth and are suitable for investors seeking simplicity, cost-efficiency, and reliable market returns without the need for active management.