income investing

Income investing is a strategy focused on generating regular income from investments rather than solely seeking growth in the asset's value. Investors typically buy assets like dividend-paying stocks, bonds, or real estate that provide consistent payments or interest. The goal is to create a steady cash flow to support living expenses or reinvest for future income. This approach appeals to those seeking stability and predictable income, such as retirees, while accepting that the primary aim is income generation rather than rapid capital appreciation. Proper diversification and risk management are essential to maximize income potential while minimizing potential losses.