Inclusión financiera

Inclusión financiera refers to ensuring that individuals and businesses have access to useful and affordable financial services—such as bank accounts, loans, and insurance—that meet their needs. It aims to eliminate barriers like cost, distance, or lack of information that prevent many people from participating in the formal financial system. By promoting inclusion, more people can save securely, access credit for growth, and protect themselves against financial risks, which ultimately supports economic stability and personal well-being.