hospitality liability insurance

Hospitality liability insurance provides financial protection for businesses like hotels, restaurants, and event venues if they are held responsible for injuries, accidents, or damages that occur on their property or during their services. This insurance covers legal costs, medical expenses, and settlement payments, helping the business manage the financial risks associated with accidents or claims. Essentially, it safeguards the business from unexpected liabilities that could otherwise lead to significant financial loss, ensuring they can operate confidently while maintaining safety standards for guests and staff.