horse insurance

Horse insurance is a policy that helps protect horse owners financially against unexpected costs related to their horse’s health, injuries, or accidents. It typically covers veterinary bills, surgical procedures, and sometimes mortality or theft. The coverage can be tailored based on the horse’s use—whether competition, recreational riding, or breeding. By paying a premium, owners reduce the risk of large out-of-pocket expenses if their horse becomes ill or injured, providing peace of mind and financial stability, especially given the high costs associated with equine healthcare and loss.