Homeowners policies

A homeowners insurance policy provides financial protection for your house and personal belongings against unexpected events like fires, storms, theft, or vandalism. It also offers liability coverage if someone is injured on your property. The policy typically covers the cost to repair or replace your home and possessions, up to the policy limits, and may include additional living expenses if you need to stay elsewhere during repairs. It's an essential safeguard that helps you manage the financial risks associated with homeownership, giving peace of mind that you're protected against common hazards.