Homeowner Association Liens

A Homeowner Association (HOA) lien is a legal claim placed on a property by an HOA when a homeowner fails to pay dues or assessments. This lien allows the HOA to recover owed funds, potentially leading to foreclosure if unpaid. The lien ensures the HOA can maintain shared community amenities and services. Homeowners should be aware that unresolved liens can affect their ability to sell or refinance their property, as they must be settled before the title can be cleared. Understanding your HOA's rules and timely payments can prevent future complications.