home warranty programs

A home warranty program is a service plan that covers repair or replacement costs for major home systems and appliances, such as HVAC, plumbing, or kitchen appliances, due to normal wear and tear. For a yearly fee, the warranty provider sends a licensed technician to fix issues that arise during the coverage period. It offers homeowners peace of mind by reducing unexpected repair expenses, though it typically has coverage limits, deductibles, and specific terms. It’s especially useful for new or older homes to help manage maintenance costs proactively.