Home warranties

A home warranty is a service contract that covers repair or replacement of major home systems and appliances, such as HVAC, plumbing, or kitchen appliances, when they break down due to normal use. It offers homeowners peace of mind by reducing unexpected repair costs. Typically, you pay an annual fee and a service call charge whenever a covered item needs fixing. While it doesn't replace homeowners insurance, which protects property from damage or loss, a home warranty helps manage the cost of essential repairs, ensuring your home remains functional and comfortable.