
HO-7 (Mobile Home Form)
The HO-7 form, also known as the Mobile Home Policy, is an insurance policy specifically designed to cover mobile or manufactured homes. It provides protection for the structure itself against risks like fire, storms, and vandalism, as well as coverage for personal belongings inside the home. Additionally, it may include liability coverage if someone is injured on your property or if you cause damage to others' property. This policy often combines elements of homeowners and renters insurance, tailored to meet the unique needs of mobile home owners.