HO-6 (Condominium Form)

HO-6, or a Condominium Form, is a type of homeowners insurance specifically designed for condominium owners. It covers the interior of your unit, including personal belongings and improvements you’ve made, as well as fixtures like cabinets or appliances. Since the condo association’s master policy typically covers common areas and the building’s structure, your HO-6 policy focuses on your private unit’s contents and interior liability. It acts as additional protection beyond the association’s coverage, helping you manage risks related to your living space and personal property.