Highway Loss Data Institute (HLDI)

The Highway Loss Data Institute (HLDI) is a research organization that analyzes insurance claims data to assess the safety and risk of different vehicles. By studying patterns in crashes, thefts, and other losses, HLDI provides valuable insights to consumers, insurers, and regulators. Their findings help consumers make informed choices when buying vehicles, as they highlight which models are more prone to accidents and claims. Additionally, HLDI’s research contributes to improving vehicle safety standards and informing public policy related to road safety and automobile insurance.