Highway Loss Data Institute

The Highway Loss Data Institute (HLDI) is a research organization that analyzes data related to vehicle insurance claims, accidents, and losses. Its goal is to understand trends in driving safety and insurance costs, helping insurers, policymakers, and consumers make informed decisions. By examining factors like vehicle types, driver behavior, and safety features, HLDI provides insights to improve road safety and potentially lower insurance premiums. Essentially, it studies real-world driving data to identify patterns and inform strategies for safer roads and more accurate insurance pricing.