High-Net-Worth Individuals

High-Net-Worth Individuals (HNWIs) are people who possess significant financial assets, usually defined as having at least $1 million in liquid assets, excluding their primary residence. This group often includes successful business owners, investors, and professionals. HNWIs frequently seek specialized financial services, such as wealth management, estate planning, and investment advice, tailored to their unique needs and goals. They may be involved in philanthropy, art collecting, and other pursuits that enhance their lifestyle and legacy. HNWIs are important to economies as they contribute to investment and job creation, and their financial decisions can impact markets.