"Help to Buy"

The "Help to Buy" scheme is a government program designed to assist individuals in purchasing a home. It typically offers options such as a mortgage guarantee, loan schemes, or equity loans, which reduce the amount of money needed as a deposit or improve borrowing terms. This support aims to make homeownership more accessible, especially for first-time buyers, by making it easier to secure a mortgage and afford a property. The specifics vary by region, but generally, it helps buyers overcome initial financial barriers and enter the housing market more easily.