healthcare insurance

Healthcare insurance is a financial plan that helps cover the cost of medical services, such as doctor visits, hospital stays, medicines, and preventive care. By paying a regular premium, you reduce potential out-of-pocket expenses when you need healthcare. Insurance providers negotiate prices with healthcare providers and set coverage terms, which can vary based on the plan. The goal is to make healthcare more affordable and accessible, offering financial protection against costly medical emergencies while encouraging timely preventive care to maintain health.