healthcare continuation coverage

Healthcare continuation coverage is a government-mandated option that allows individuals to keep their employer-sponsored health insurance temporarily after leaving a job or experiencing certain life changes. Typically lasting up to 18 or 36 months, this coverage helps prevent gaps in insurance, ensuring access to medical care while transition periods are managed. It’s paid for by the individual, often at their own expense, but provides a crucial safety net during employment changes or qualifying events. This coverage is governed by laws such as COBRA in the U.S., promoting continuity and security in healthcare coverage.