Health insurance systems

Health insurance is a system where individuals pay premiums to a provider in exchange for coverage of medical expenses. It helps manage healthcare costs by sharing the financial risk, so when you need treatment—like check-ups, surgeries, or medications—the insurance helps pay part or all of the bills. Plans vary in coverage, premiums, co-pays, and networks of providers. Some government programs or employers may provide insurance, while others purchase plans individually. The goal is to make healthcare more affordable and accessible, ensuring you receive necessary care without facing unpredictable expenses.