health insurance plans

Health insurance plans are agreements between individuals and insurance companies that help cover medical expenses. In exchange for regular premium payments, the insurer pays for part or all of healthcare costs, like doctor visits, hospital stays, and medications. These plans often include deductibles (the amount you pay out-of-pocket before insurance kicks in), copayments (a fixed fee for services), and coverage limits. Different plans vary in cost and benefits, so it's important to choose one that fits your health needs and budget. Overall, health insurance provides financial protection against unexpected medical expenses.