Health Insurance Marketplace (Healthcare.gov)

The Health Insurance Marketplace, accessed through Healthcare.gov, is a service where individuals can compare and purchase health insurance plans. It helps you find coverage that fits your needs and budget, often with financial assistance based on income. During open enrollment, you can enroll, renew, or change plans. The marketplace also ensures that plans meet certain standards for coverage and provide protections like coverage for pre-existing conditions. It’s designed to make finding and managing health insurance easier, promoting access to affordable, qualified health coverage in a transparent, streamlined way.