Health Insurance Act (Zorgverzekeringswet)

The Health Insurance Act (Zorgverzekeringswet) in the Netherlands requires all residents to have basic health insurance, ensuring access to essential healthcare services. It mandates that everyone purchase approved private insurance, which covers general medical care, hospitalization, and maternity care. The government helps lower-income individuals with subsidies to make insurance affordable. The act also regulates insurers to ensure they offer clear policies and fair treatment. Its goal is to promote universal, affordable healthcare access while maintaining quality standards and financial sustainability within the Dutch health system.