Health Coverage

Health coverage refers to the insurance that pays for medical expenses, offering financial protection against high healthcare costs. It can cover a range of services, including doctor visits, hospital stays, preventive care, and prescriptions. People typically obtain health coverage through employers, government programs, or private plans. Understanding the specifics of a plan, like premiums (monthly payments), deductibles (out-of-pocket costs before coverage kicks in), and copayments (fixed fees for services), is essential to effectively manage health expenses and ensure access to necessary medical care.